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The Hidden Cost of Driving Without Insurance

Previous Uninsured Division (UD) case studies have focused on individual examples from the claims side of the Division. However, once the claims are resolved and a judgment has been issued, the UD Collections team takes over. These collections can span surprisingly long periods of time.  Driving without insurance might be a risk some people are willing to take in the moment, but […]

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  • Driving on Wet Roads: Safety During the Spring Shower Season

    Spring in Maryland brings warmer temperatures, blooming flowers, and frequent rain showers. While rain is a normal part of the season, it can also create hazardous driving conditions across the state. From slick highways around Baltimore to flooded roadways in low-lying areas of Montgomery and Prince George’s Counties, wet weather […]

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  • Celebrating Women Who Drive Progress During Women’s History Month

    Each March, Women’s History Month offers an opportunity to recognize the achievements, leadership, and lasting contributions of women across industries and communities including the insurance industry. As we celebrate International Women’s Day on March 8, we reflect on the women who continue to shape the future of the industry.  Women Are a Driving Force in the Insurance Workforce  […]

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  • Senior Independence Month: Supporting Safe Driving and Independence for Maryland’s Older Adults 

    February is Senior Independence Month, a time to recognize the importance of safety, mobility, and independence for older adults across Maryland. For many seniors, driving plays a critical role in maintaining daily routines, from attending medical appointments and running errands to staying connected with family, friends, and community activities.  At Maryland Auto […]

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  • Celebrating Black History Month: Richard B. Spikes

    This Black History Month, we honor Richard B. Spikes, an innovative inventor whose work helped advance automobile safety and technology. Spikes received a patent for improving the automatic gear shift device based on automatic transmission systems and also invented the automatic safety brake, contributions that helped shape modern driving safety. […]

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  • Celebrating Black History Month: Garrett Morgan

    This Black History Month, we honor Garrett Morgan, inventor of the three-position traffic signal. Morgan’s technology was the basis for the modern-day traffic signal. Learn more on the Federal Highway Administration‘s website: https://highways.dot.gov/highway-history/general-highway-history/safer-stop-and-go-garrett-morgans-…

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  • When the Story Doesn’t Add Up: Uncovering Pre-Existing Damage in an Uninsured Motorist Claim

    Insurance fraud continues to challenge the industry, often requiring careful investigation to uncover. For organizations like Maryland Auto Insurance, identifying these inconsistencies is critical to preventing financial losses. Recently, Maryland Auto received a claim filed by a policyholder involving his Buick. The driver reported that in November 2025, at approximately […]

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  • We Don’t Want to Break Your Heart … But Not Having Car Insurance in Maryland Can Hurt 

    Valentine’s Day is about romance, chocolates, and maybe some awkward texts to your crush. But if you’re driving uninsured, heartbreak might come in the form of fines and suspended registration instead of a broken romance.  In Maryland, it is required by law to maintain continuous auto insurance on every registered vehicle.   Auto Insurance in Maryland is […]

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  • Celebrating Black History Month: C. R. Patterson & Sons

    This Black History Month, we honor C. R. Patterson & Sons, the only African American owned & operated automobile company in U.S. history. A legacy worth remembering and sharing. Learn more: https://nmaahc.si.edu/explore/stories/only-african-american-automobile-company #BlackHistoryMonth

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  • When There’s Nowhere Else to Turn: The Uninsured Division’s Role in Hit-and-Run Recovery

    The Uninsured Division (UD), part of Maryland Auto Insurance, assists victims of crashes caused by uninsured drivers. Recently, the UD handled a case involving an 18-year-old who was hit by a car in a hit-and-run incident in Prince George’s County. The claimant was walking near the entrance to an apartment complex when a […]

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