Financial Resources

CCCSMD also hosts a series of free, online webinars, each month.

Prior to registering for online webinars, CCCSMD requires participants to complete three disclaimers. Click here for links to the disclaimers.

Here are the upcoming workshops for October 2021:

Scams and Identity Theft

Join CCCSMD to become more aware of current scams; how to protect against identity theft; indicators of scams and identity theft; how a victim of a scam or identity theft can move forward towards recovery; how being a victim of a scam or identity theft can impact an individual’s ability to secure, afford and sustain housing.

Duration: 1 hour

Mon, Nov. 8 @ 6:30 p.m. – register here

Credit and Credit Reporting

Join CCCSMD to learn how to understand and read the credit report; how to dispute inaccuracies; how a healthy credit report is important in finding, sustaining, and maintaining affordable housing and in meeting other credit needs.

Duration: 1 hour

Tues, Oct. 26 @ 6:30 p.m. – register

First Time Homebuyer

Interested in buying a home? Join CCCSMD, a HUD-approved housing counseling agency, for our live 6-hour virtually-delivered 1st Time Homebuyers Workshop. The workshop covers all the elements of the home buying process from financial preparation and credit review to mortgage financing and closing.

Duration: 6 hours

Sat, Oct. 30 @ 9:00 a.m. – register

Introduction to Homeownership

Workshop topics include the decision to buy or not buy; financial readiness; the importance of the credit report and score; introduction to loan options and lender guidelines; available resources.

Duration: 1 hour

Wed, Oct. 20 @ 1:00 p.m. – register

Mon, Oct. 25 @ 6:30 p.m. – register

Mon, Dec. 6 @ 6:30 p.m. – register

Budgeting

Join CCCSMD to learn the importance of tracking expenses; making spending adjustments; understanding the difference between needs and wants; and how a sound budget is important in finding, sustaining, and maintaining affordable housing.

There are no upcoming events at this time.

Graduation in Debt – Student Loans

Workshop topics include a review of student loan types, preparing for repayment, repayment options, payment postponement, consequences of late payments, and the potential for discharge, forgiveness, and cancellation.

Duration: 1 hour

There are no upcoming events at this time.

Building Wealth Through Checking and Savings

Join CCCSMD to learn about reverse budgeting, the importance of finding the right checking or savings account for you, and tips to help you get started today in working toward your savings goals

Duration: 1 hour

There are no upcoming events at this time.

Introduction to Renting

Workshop topics include: learning about the process of renting a property, how to best prepare, understanding lease contracts, effectively communicating with landlords and how to best position yourself financially as well as your rights under Fair Housing laws and the importance of credit

Duration: 1 hour

Wed, Oct. 13 @ 1:00 p.m. – register

Rental Eviction Prevention

Workshop topics include the eviction process & causes, different types of eviction notices, impacts & ways to prevent eviction, discrimination & fair housing.

Duration: 1 hour

Tues, Oct. 19 @ 1:00 p.m. – register

Managing Finances in Uncertain times

Workshop topics include the mental and physical impacts of financial hardships, the importance of counseling, relevant stats, the difference between wants & needs, debt-relief options, crisis budgeting, and more.

Duration: 1 hour

There are no upcoming events at this time.

Fair Housing

Join CCCSMD to learn about Fair Housing laws and how to file a complaint if you feel your rights have been violated. We will review a brief history of the Fair Housing Act, talk about what is prohibited and list the protected classes. This seminar will also cover housing discrimination and provide examples.

There are no upcoming events at this time.

Fair Housing – Knowing your rights

Participants learn the specifics around the Fair Housing Act Laws that protect the disabled; the difference between reasonable accommodations and modifications; how to request them, and how discrimination is defined.

Duration: 1 hour

Wed, Oct. 27 @ 1:00 p.m. – register

Foreclosure Prevention

Participants learn about the different types of foreclosures and how to avoid them; what retention and non-retention options are available; the terminology used around foreclosures; specific programs to help borrowers at risk and what scams to be aware of.

Workshops last 1 hour

Fri, Oct. 22 @ 1:00 p.m. – register

Latino Providers Network (Baltimore)

Maryland Auto is proud to be a member and partner of the Latino Providers Network. LPN is a network of over 70 organizations and 200 individual members that provide direct services to the Latino community in the Baltimore Metro region. LPN provides information and resources from network members to the Latino community in the areas of health, education, immigration, business, employment, and arts & culture.

Neighborhood Housing of Baltimore

The Financial Coaching program at NHS is designed to help you get ready for homeownership. An NHS Homeownership Coach will help you develop skills to manage money, fix your credit, qualify for a loan, purchase a home, and gain financial stability.

Esperanza Center

The Esperanza Center provides services related to education, healthcare, immigration legal matters, family reunification, anti-trafficking, and general community support to improve the lives of immigrants.

Centro Sol (Johns Hopkins)

Centro Sol’s mission is to promote equity in health and opportunity for Latinos by advancing clinical care, research, education, and advocacy at Johns Hopkins and beyond in active partnership with our Latino neighbors. They provide resources for education for both students and parents as well as health resources for mental health, physical health, and healthcare clinics.

Hands On Banking / El future en tus manos

A free, engaging, and noncommercial financial education program offered as a public service by Wells Fargo. Available in both English and Spanish, the Hands on Banking program teaches people in all stages of life about the basics of responsible money management, including how to create a budget, save and invest, borrow responsibly, buy a home, and establish a small business.

¡Adelante Latina!

The mission of ¡Adelante Latina! is to help Latina girls overcome the socio-cultural, economic, and academic barriers they face in pursuing a college career.

William & Lanaea Featherstone Foundation

They offer programs and scholarships to assist first-generation students to achieve their dreams of higher education as well as workforce opportunities post-graduation to combat unemployment and underemployment. They are working to bridge the opportunity divide among underserved communities and has improved the lives of hundreds of immigrant families throughout the state.