Save on Auto Insurance | Maryland Auto Insurance

These few little steps can make a big difference -Or- A little extra work can do a lot of good. (For you and your wallet!)

Maryland Auto’s first job is to get you the insurance coverage you need. But we’re also here to help you make the most of that insurance, which includes keeping your monthly payments (known as your premium) as low as possible so you can keep more money in your pocket.

Below are some ways you can be smart and save money at the same time. Keep in mind, these cost-saving tips apply whether you have a Maryland Auto policy or a policy from another insurance company. Do your best to stick to them and they’ll pay off in the long run.

Maintain a good driving record.

Be safe. Follow the rules of the road. Do everything you can to be ticket-free and accident-free.

Pay your monthly premium on time.

Insurers, including Maryland Auto, need to know you are trustworthy and dependable. Paying your premium on time is the best way to prove that and keep your premium from going up.

Pay up front, if possible

Programs that give you the ability to defer your payments or make partial payments on your premium usually come with a fee or added interest.

Figure out what you’ll pay for insurance before you purchase a car.

Here’s a good rule of thumb: the more a car costs, the more you have to pay to insure it. Your agent can help you figure this out beforehand. Take advantage of it.

Talk to your agent.

Maryland Auto agents may be able to suggest other ways for you to save money, like changing your deductible for example. They’re here to help you keep your policy in good standing.